Item description:

You’ll have 15 million gold in the Bank.
* You’ll have 2,795,571 gold in your pocket.
* Your characters will have at least 240 in Might,Magic,Endurance, Accuracy,
Speed, and Luck.
* Your characters will have learned all skills and be at least 100. But only the
areas your character is allowed to learn by the game)
* You will begin at level 239 so no training will be needed. (Important see below)
* All spell casters will have all spells.
* All areas your type character is allowed will be expert level.
* All characters will have at least 5,000 hit points.
* Spell casters will have at least 5,000 spell points.