GeneralWhen did you start to care about Credit
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GeneralWhen did you start to care about CreditPosted:

officialfred
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Since most people don't care about credit but it is very important in life I was wondering at what age did you start to establish credit? I started soon as I turned 18 with the capital one credit card & one year later I'm at a 700+ score right now.
#2. Posted:
Saki
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Credit score doesn't mean much until you've had time to build a credit file.

Most places value a 650 with 10 years of payments over a 700 with only 2 years of payments.


I personally took it seriously when I wanted to get my first car. Been working on it since but like I said better to value your rapport than a score that will jump up and down a lot for your first few years.
#3. Posted:
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I opened a credit card account at 18 and started using it for a lot of things and paying it off immediately. I'm 23 with a credit score of 790. It is good to build credit when you're young and establish a good track record.
#4. Posted:
James
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I started caring at around age 18. I got a student discover card and my credit is good. I think credit is important to have
#5. Posted:
Jason
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I started caring when I was 17 cause I tried getting a car in my name. Then I realized how important it was and that I needed to start building it up.
#6. Posted:
MrParker
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16 when I got my first real job
#7. Posted:
VeganLamb
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i Did the same hing, 18 with capital one credit card and then aqua, im at 814/900 now
#8. Posted:
hotshot55
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I guess I've always kinda cared. I've never missed a payment and currently have a few lines of credit open. Last time I checked my score was around the 750 range.
#9. Posted:
Craig
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I've seen too many people get hit hard later in life because they didn't care when they were young. So I learned from their mistakes and cared from the second I got a credit card. Just takes time tpo build.
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