Get a black box, put your miles as low as it can go (ruffly 5k), say your cars locked in a garage overnight, says its just for pleasure and not for work/college (full time or part time) and if its still not cheaper try third party or go under your mas name.

I got my insurance under my name for £900 2 added drivers.


The cars a 14 Plate SEAT Ibiza FR.

Depends on where you live too. For example, if you live in a "high risk" area, you're insurance will be higher than those in a "low risk" area. These differences can be huge.

But defo play around with the settings when you're comparing. For example, lower mileage, your occupation ect. Also, I found that looking on more than 1 site will help too. There was a difference of about £400 when I was looking to renew with the exact same policy details.

Good luck!

The £2,500 quote was with a black box, and parking on a driveway, occupation as a student and only 6k miles :/

Mine was 1200 a year with a telematics box but i got that cancelled for going to fast so my next quote was 1900 a year that was without a box.

That was on a 1.2 Suzuki Swift

PMSL wrote Mine was 1200 a year with a telematics box but i got that cancelled for going to fast so my next quote was 1900 a year that was without a box.

That was on a 1.2 Suzuki Swift

I honestly have no idea why mine is so expensive, all my friends have had theirs half the price of mine. Feel like I've been scammed.

I can't really add much to the convo since I don't live in the UK but damn do you guys get screwed on insurance. 4400 pounds for an 04 corsa. Thats more than the car costs isn't it? I have an 04 corsa (different badge though for australia, badged as a holden) which is 1.8L and the insurance is like $300 a year.

322 wrote I can't really add much to the convo since I don't live in the UK but damn do you guys get screwed on insurance. 4400 pounds for an 04 corsa. Thats more than the car costs isn't it? I have an 04 corsa (different badge though for australia, badged as a holden) which is 1.8L and the insurance is like $300 a year.

Yeah... the car cost £700 lol, may as well just drive without insurance if I crash just write it off.

Wren wrote

322 wrote I can't really add much to the convo since I don't live in the UK but damn do you guys get screwed on insurance. 4400 pounds for an 04 corsa. Thats more than the car costs isn't it? I have an 04 corsa (different badge though for australia, badged as a holden) which is 1.8L and the insurance is like $300 a year.

Yeah... the car cost £700 lol, may as well just drive without insurance if I crash just write it off.

Until you mess up and cause an accident (As many first time drivers do, it's not an uncommon thing) and end up sued out of everything and your first born

Seeing Insurance rates in the UK make me so glad that we can insure cars, with engines bigger than some of the cars over there, in the US for less than $150 a month